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Planning ahead

Guardianship for Children

Who raises your kids if you can't.

If both parents die or lose capacity, someone needs to step in for the children. You can choose who that is — or you can leave it to a court. One of these is kinder.

Appointing a guardian in your will

You can name a guardian for your children in your will. This is a wish, not an automatic appointment — the court ultimately decides — but courts almost always follow the parents' stated preference unless there's a strong reason not to.

Both parents should name the same person. If they name different people, or if only one parent has a will, it can lead to a court dispute.

What happens if you don't

If both parents die without naming a guardian, the Family Court decides. Extended family can apply, but so can anyone with a genuine interest. The process can take months, and the children may be placed in temporary care while it's resolved.

Having the conversation

Ask your chosen guardian before you name them. It is a big thing to ask. Talk about your parenting values, your kids' needs, financial arrangements, and what support they'd have. Write a letter alongside your will explaining your wishes in detail — it's not legally binding but it helps.

  • Name the guardian in your will (both parents)
  • Consider a backup guardian in case your first choice can't take the role
  • Update life insurance to cover the cost of raising your children
  • Consider setting up a testamentary trust so funds are managed for the children
  • Review the appointment every few years — circumstances change

Temporary guardianship

If you're going into hospital or travelling without your children, you can arrange temporary guardianship through a simple written authorisation. This doesn't require a lawyer — but for anything longer than a few weeks, legal advice is wise.

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General information only — not a substitute for legal, medical, financial, or therapeutic advice. Read the full disclaimer.

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