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Scams that target the bereaved

Please read this before anything else.

Scammers routinely target people who have recently been bereaved. Grief lowers defences, and the appearance of officialness is easy to fake. A few minutes of wariness now can save a family their savings.

Unexpected calls about “outstanding fees”

A common scam: a caller claims to be from the funeral director, the bank, the tax office, the hospital, or a utility — and says there’s an urgent outstanding fee that needs to be paid immediately, often by bank transfer or gift card.

Hang up. Legitimate organisations do not demand immediate payment by phone. Call the organisation back using the number on their official website — not a number the caller gave you.

Emails about the “will” or “inheritance”

Scam emails often appear around a death, claiming there’s a will to read, an inheritance to claim, or a document to sign. They will ask for a “release fee” or personal ID documents. Real solicitors and banks do not ask for fees upfront by email.

Protecting the deceased’s accounts

As soon as you notify a bank of a death, the account is usually frozen. Until then, check for unexpected transactions. Change any shared passwords (email, online banking) as soon as you reasonably can.

If you think you’ve been scammed

Call your bank immediately. Report to Scamwatch at scamwatch.gov.au. Then ring the National Debt Helpline — they support people who have been scammed and can help you figure out what to do next.

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General information only — not a substitute for legal, medical, financial, or therapeutic advice. Read the full disclaimer.

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